fLAB fUNDS – 44, Rue de la Vallée L-2661 Luxembourg

fLAB Core : Global Flexible Asset Allocation Fund through Betalphing©

Betalphing allows investors to outperform a traditional balanced/flexible allocation with a markedly lower volatility and a lower maximum drawdown, through a disciplined, smart and dynamic asset allocation. Betalphing is a two-steps investment methodology that aims to generate outperformance over the benchmark (also called “Alpha”) through an optimized asset allocation model. In other words, to get `Alpha´ through the best `Beta´ Allocation.

1) Strategically guided monthly asset allocation step:

A monthly Stock/Bond Model first generates the allocation to stocks, and then the balance of the portfolio is allocated between bonds and cash based on the reading of the Bond/Cash Model.

Stock returns are proxied by the MSCI World Total Return Index, bonds by the Barclay’s Global Long Term Treasury Total Return Index and cash returns are proxied by an equal-weighted average of the total returns of three-month Treasury securities from the U.S., Japan, U.K., Canada, and the Euro-Zone.

Benchmark used is 55-35-10

Model Transparency: The allocation indicators that we use for our Asset Allocation are the key point of our Fusion Analysis. They are a perfect sample of our 5 types of analysis: trend, valuation, sentiment, economic & interest rate indicators.

In a first step, when we allocate between Equity vs. Bonds, the Valuation Indicators weigh 40% of the model. All the other four types of Indicators weigh 60%. If you need further information about our model, please visit www.betalphing.com

2) Tactical Asset Allocation Step:

Once we have designed the Monthly Asset Allocation, we run our sub-models:

  1. The Sector and Geo Equity Models to allocate between Sectors and Countries

  2. The Bond Geographical and Duration Model: Countries and curve strategy

  3. The Currency Hedge Overlay Model

We mainly implement Betalphing through UCITS Compliant ETFs as well as Futures if needed. Benefits of Asset Allocation Using ETFs:

  • Diversification – instant exposure to a variety of asset classes

  • Transparency – exact understanding of the underlying securities

  • Low Expense Ratios – allow for a fully-allocated multi asset portfolio at a lower cost to a single asset class fund

  • Flexibility – high liquidity enables fast, easy moves among asset classes

Choosing an ETF over another is complex and challenging. Once a benchmark is selected, assessing the quality of ETF candidates is a specific task that requires disciplined steps.

Betalphing ETF Selection Criteria:

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Portfolio fLAB Core

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Fichas de los Fondos - CoreFactsheet the Core – Core – EUR  download pdf file

                    Fichas de los Fondos the CoreFactsheet the Core – Core – USD, SGD & GBP download pdf file

PROTECCIÓN DE DATOS

 A través del sitio web, puede suscribirse al boletín mensual, recibir información sobre eventos específicos, tener acceso a políticas internas, encontrar detalles sobre los servicios y también contactarnos. Al suscribirse a nuestro boletín mensual o contactarnos a través de nuestro sitio web, usted acepta el procesamiento de cualquier información personal que nos haya proporcionado, que puede incluir su nombre, dirección de correo electrónico, número de teléfono, edad, sexo, calificaciones profesionales, así como cualquier otro dato personal que se nos proporcione (aquí denominado "sus datos personales").

fLAB FUNDS tomará todas las precauciones razonables para garantizar que sus Datos personales se mantengan de forma confidencial y se utilicen solo para el procesamiento de su solicitud y para fines de marketing (como la distribución de nuestro Boletín e invitaciones a eventos de clientes) de conformidad con el Reglamento General de Protección de Datos. ("GDPR"). Tenga en cuenta que como sus datos personales se alojan en un servidor de terceros ubicado en Luxemburgo, los datos personales que proporcionó a través de nuestro sitio web también se alojarán en un servidor de terceros.

fLAB FUNDS tomará las medidas adecuadas para garantizar que sus datos personales no se transfieran a terceros fuera de su grupo, a menos que la ley exija lo contrario.

Bajo GDPR, tiene derecho a acceder y rectificar sus Datos personales. Si desea hacerlo, póngase en contacto con nosotros: info@flabfunds.com

PROTECTION DES DONNÉES PERSONNELLES 

 Sur ce site Web, vous pouvez-vous abonner à la lettre d'information mensuelle, être informé de certains événements, avoir accès à nos politiques internes, trouver des informations détaillées sur nos services et également nous contacter. En vous abonnant à notre newsletter ou en nous contactant via notre site Web, vous acceptez le traitement des données personnelles que vous nous avez communiquées, notamment votre nom, votre adresse électronique, votre numéro de téléphone, votre âge, votre sexe, vos qualifications professionnelles ainsi que toute autre donnée personnelle qui nous est fournie (ci-après appelée «vos données personnelles»).

fLAB FUNDS prendra toutes les mesures raisonnables pour que vos données personnelles soient traitées de manière confidentielle et utilisées uniquement pour le traitement de votre demande et à des fins de marketing (telles que la diffusion de notre Newsletter et des invitations à des événements clients) conformément au règlement général sur la protection des données. («GDPR»). Veuillez noter que vos données personnelles étant hébergées sur un serveur tiers situé au Luxembourg, les données personnelles que vous avez fournies via notre site Web seront également hébergées sur un serveur tiers.

fLAB FUNDS prendra les mesures adéquates pour que vos données personnelles ne soient pas transférées à des tiers en dehors de son groupe, sauf si la loi l'exige.

 En vertu du GDPR, vous avez le droit d'accéder à vos données personnelles et de les rectifier. Si vous le souhaitez, veuillez nous contacter à l'adresse suivante: info@flabfunds.com

DATA PROTECCION

 Via the Website you are able to subscribe to the monthly newsletter, be informed about specific events, have access to internal policies, find detail about services and also contact us. By subscribing to our Newsletter or contacting us via our Website, you agree to the processing of any personal data that you provided to us, which may include your name, e-mail address, telephone number, age, gender, professional qualifications as well as any other personal data provided to us (herein referred as “your personal Data”).

fLAB fUNDS will take all reasonable care to ensure that your personal Data is held confidentially and used only for the processing of your request and for marketing purposes (such as distribution of our Newsletter and invitations to client events) in accordance with the General Data Protection Regulation (“GDPR”). Please note that as your personal Data is hosted on a third party server located in Luxembourg, the personal Data you provided via our Website will also be hosted on a third party server.

fLAB fUNDS will take adequate measures to ensure that your personal Data is not transferred to any third party outside its group, unless otherwise required by law.

Under GDPR, you have the right to access and rectify your personal Data. Should you wish to do so, please contact us: info@flabfunds.com